UK Clinical Aptitude Test (UKCAT) Practice Test

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Prepare for the UK Clinical Aptitude Test. Tackle each section with interactive quizzes, flashcards, and detailed explanations to boost your exam confidence.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


In what context might one 'incur debts'?

  1. By receiving financial aid.

  2. By failing to repay borrowed funds.

  3. By saving money judiciously.

  4. By making profitable investments.

The correct answer is: By failing to repay borrowed funds.

Incurred debts refers specifically to the situation where an individual owes money, typically as a result of borrowing. This concept is closely associated with the actions of taking out loans or using credit, which require repayment. When someone fails to repay borrowed funds, they are directly creating or accumulating debt. This situation often results in financial obligations that may lead to additional consequences, such as interest charges or damage to credit ratings. The other options do not align with the concept of incurring debts. Receiving financial aid, for instance, often involves grants or scholarships that do not need to be repaid, thus not resulting in debt. Similarly, saving money judiciously or making profitable investments are actions focused on financial growth or security, which typically do not lead to incurring debts since they do not involve borrowing money.